You can only expunge it if you can prove it never happened.
Evictions will be in your public records forever regardless if it falls off your credit report in 7 years. Any savvy LL will look up your public record and easily find the eviction no matter how old it is.
It takes 7 years to cycle off the report. It takes years to build a score, and months to trash one.
No, I wouldn't know about it after the 7 years.
7 years, so 2017.
Yes, LL's can easily search court records and find it.
Credit report, schmedit report. When I check a potential tenant's application, evictions show up on the background check from the courts, not the credit report. Things will fall off a credit report after a certain amount of time, but they never get removed from court records unless a judge orders it to be removed.
Therefore, if in 10 years you try to rent from me, one of the first things I will do is pull up your court records and will see that eviction. I will consider whether you've had any trouble after that, but I will still see that it happened.
there is typically a fee you need to pay the court to get it expunged, you would have to appear in court for the hearing. If you are still owing, it's best to get it paid off, the courts sometimes call the landlord to see what the status is, or they serve the landlord to be at the hearing and the landlord can state you still owe. Each judge and each state runs differently. That is why I say to get the debt paid off, get a letter from the landlord stating the debt has been paid, it's easily expunged at that point. Once your granted in court, the next step would be to contact the document you receive from the judge to the three credit agencies. The best bet is to call your county office and ask what the cost would be. A lot of people don't follow through since it is expensive.
I looked at my Credit report, and an eviction I had in 2010, said it will be removed from my credit report in June 2017. After it is removed, is there any way landlords would know about the past eviction?
